It is now harder than ever for first time buyers to get on the property ladder.
Despite interest rates being low, raising a deposit is the main stumbling block. There are solutions and we can tailor advice to you on those that most suit your needs.
Contact us for our advice.
Mover
It's time to move to a bigger (or smaller) place. You don't know if your current lender will allow you to take your existing mortgage with you or if they offer the best deal.
Get in touch with us, tell us what you are trying to do and we will be able to provide advice on the most suitable products.
Landlord
Whether you are an 'accidental' landlord, because you have been unable to sell your former home or are buying a rented property in addition to your home, you need to ensure you have the most suitable mortgage for your needs.
Contact us for advice on the right buy to let mortages for you.
Portfolio Landlord
As the owner of several let properties, you will have concerns over a variety of tax issues, as well as insurance and ensuring that you have the most cost-effective mortages.
Contact us for advice on mortgages and insurances for your portfolio and to work with your tax advisor and accountant.
Expat/Overseas
You are currently working overseas or are a foreign national and having problems finding a mortgage to buy in the UK. Or you are looking to purchase a property in another country.
We are able to offer advice on mortgages for expats and foreign nationals and for the purchase of foreign property. Contact us.
Self-Builder
You may be new to the concept of building your own home or have done this before. The Government is keen to promote the idea and is urging lenders to help.
There are still too few lenders in the market but we can provide you with advice on the best solution for your needs. Contact us.
Re-mortgaging
Strictly, re-mortgaging would be asking a lender for an identical sum of money to that which you currently are borrowing but on a different product.
The usual reason for re-mortgaging would be to get a better rate or reduce monthly payments. Either way, we can offer advice to you. Contact us for our advice on the best way to proceed.
Capital Raising
This COULD be called re-mortgaging but that is not the only way to raise finance. Much depends on the sums you wish to raise, the purpose of the extra borrowing, your perceived ability to meet the repayments and the lenders appetite for risk.
We can provide advice to you on the best option, given your circumstances.
Small Business Help
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LEA FS has a number of years experience helping small businesses and has assembled a network of professionals to assist. Assistance is available over a wide range of areas and you are invited to visit our main site to explore those services.
Legal Advice
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Whether you are buying or remortgaging, at home or abroad, you need a practical and knowledgable legal practitioner by your side, We can help you find that professional, affordably.
If you would like to source and appoint a solicitor, yourself, please click here.
Commercial Funding
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LEA FS has developed relationships with a number of lenders who offer commercial mortgages, development and asset finance and unsecured loans for businesses.
Visit our main site for more details.
Protection
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LEA FS is authorised and regulated by the Financial Services Authority and can provide advice on and arrange non-investment insurance contracts for personal protection and for businesses.
Follow the links for details.